Own it now,
Pay later.

Buy the things you love at Supercheap Auto today,
and pay for them over time, interest free.

Apply Now

Zip gives you the freedom to own it today.


Up to $8,000

Apply for a Zip Money account and make as many purchases as you want, up to your limit.


Interest free

Easy interest free payments. No hidden fees or upfront payments.


Flexible Payments

Tailor your repayments to suit your lifestyle – weekly, fortnightly or monthly.


One account

Use your account again and again, with one simple payment schedule for all your purchases.

Whatever you want from Supercheap Auto,
there's a Zip for that

Own and pay for everything you want and need.


One account for all of life's purchases

Up to $8000

Furnishing your home, updating your kitchen or buying that road bike. All your big ticket items without the stress.

Account limit

Up to $8000

Interest-free period

6 - 48 months

Establishment fee

$0 - $99

Minimum repayments

from $40/month, dependent on limit

Transaction Sizes

$50 - $8000

Account fee

$6/month, waived if you have no balance

Apply Now

How can I use
Zip at Supercheap Auto?

Sign in to your Zip account
Use your code at the checkout
Enjoy your Supercheap Auto purchase!

Zip FAQ's

For Zip, you need

  • To be at least 18 years old
  • A valid email address and mobile number
  • Be an New Zealand Citizen or Permanent Resident
  • Have a good credit history

Read more about what you need to apply to Zip Money.

How to use Zip:

  • Choose the account that's right for you
  • Sign up in minutes before going instore
  • Generate an instore code via your account and present at checkout
  • Log into your account to choose how you want to pay back your purchase

Returns and refunds:

  • If your item meets our returns policy, the purchase amount will be credited back to your Zip account.

Read more about the Supercheap Auto return policy here


  • Choose from weekly, fortnightly or monthly payments to suit your lifestyle
  • Repayments start from $40 a month and are based on your account's credit limit.

Fees and interest:

  • Zip Money is interest free if you pay off your purchases within the interest free period
  • If there's nothing owing on your account, there's nothing to pay and no fees

Read more about repayments, interests and fees here for Zip Money.